The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.
Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...