If you compare today's rates on a certificate of deposit (CD) to those from a few years ago, they'll seem pretty generous. But compared to a few months ago, CD rates are actually down. That's because ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

CD renewals can happen automatically, locking up your cash at lower rates. Always shop around for new rates and options when your CD matures. As of April 2025, some high-yield CDs are paying around ...

Rising interest rates favor savvy savers, and today's rates of return are some of the highest we've seen in decades — especially on certificates of deposit. Today's CDs offer a low-risk way to ...

CD rates in April 2025 are as high as 4.65% APY -- 12-month CDs top out at 4.50% now. A $20,000 CD could earn you up to $900 in interest over one year. Those are great rates, but high-yield savings ...

Certificates of deposit are a low-risk way to lock in high rates that can outpace the current inflation rate, protecting your money with safe, reliable growth — up to 10 times the 0.46% national ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. See how today's top nationwide rate is trending for every CD term Hinterhaus ...