Once a credit card is charged off, you might wonder if you can ever get it back. Here's what really happens next.

A charged-off debt can seem like it's gone for good, but the reality behind what happens next may surprise you.

Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Zions Bancorp has taken a $50 million charge-off to cover two loans taken out by borrowers facing legal actions. Several banks and lenders have pressed legal actions against parties that appear to be ...

Updates at 12:00 PM ET, with CEO comment in fifth paragraph, figures on loan loss allowance in sixth paragraph and updated stock movement in last paragraph. "Consumer and small businesses remain ...

U.S. delinquencies and net charge-offs extended their decline in April, though both remain comfortably above their pre-pandemic levels. The average delinquency rate retreated to 2.82% from 2.94% in ...