Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Regularly monitoring your credit reports and scores can be an important part of managing your finances. However, some people worry that they’ll be punished for checking their credit. Fear not.

Your credit score is an important part of your financial life. Here’s how to keep an eye on it for free Written By Written by Contributor, Buy Side Dori Zinn is a contributor to Buy Side and an expert ...

If a credit applicant has a short credit history and isn't extremely young, an auto dealership finance manager should be on guard, according to Sgt. Darren Schlosser of the Houston Police Department's ...

Buying a car can be stressful, and you will encounter obstacles that impact your final purchase. Credit checks are among the peskier of these. Some car dealers like to look at your credit history ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

Knowing where you stand is easy, harmless, and usually free Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and services and ...

When you apply for financing, like a credit card or loan, the lender that reviews your application is almost certain to check a copy of your credit report and credit score. With certain loans, like ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...