Having debt written off may sound like you're getting a clean slate, but it can come with lasting consequences.

When debts go to collections, the balance can suddenly grow. Here's why that happens and what you should do next.

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

DAVENPORT, Fla. – Debt collection calls are reaching new highs across the U.S. in 2025, with a significant number of those calls flagged as abusive or threatening. “We’re going to arrest you. We’re ...

Explore your debt relief options and find the right path out of debt now.

Complaints about aggressive debt collectors are on the rise as more people find themselves living paycheck to paycheck.

October 27, 2025) - Guardian Litigation Group is celebrating seven years of redefining debt relief for clients. Founded in ...