Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Having debt written off may sound like you're getting a clean slate, but it can come with lasting consequences.

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

Credit card debt doesn't just disappear, but after a certain point, your creditors may be forced to write it off.

Credit card debt forgiveness: Is it possible? Quick to go up, painfully difficult to bring down. Sound familiar? Most U.S. adults have credit card debt, and if you’re struggling to pay yours off or ...

Consumer debt is at an all-time high, and along with it, a surge in complaints about aggressive debt collectors, but Action 9 ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...