Mortgage foreclosures are public records, and they remain on your credit report for seven years. This can make it much more ...

A mortgage is a type of secured loan, meaning the lender can foreclose on your home if you default on the debt. The first step in getting a mortgage is determining the type of mortgage you need.

and prevent you from getting another loan in the future. If you default on a secured loan, the lender may have the right to repossess your collateral. For example, if you default on your mortgage ...

the harder it is to get a mortgage. Having a low credit score suggests you’re more likely to default on your mortgage, so lenders may prefer not to let you borrow. However, they will also look ...

Pre-approval requires a more extensive look into your personal finances than pre-qualification, typically including a hard ...

Refinancing can help you secure more favorable rates or get cash from your home equity. Comparing offers from several mortgage refinance companies or working with a mortgage broker can help you ...