The average credit score in the United States is 717, according to FICO, the data analytics company whose scoring model is used in most lending decisions. That’s considered a good score.

Having a good credit score can make a big difference when it comes to the interest rate you get on all types of credit, whether you're trying for a home mortgage, an auto loan or credit card ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates ...

Californians, on average, have “good” credit scores. To compare California’s bill-paying habits with those of other states, my trusty spreadsheet analyzed two rankings of credit scores.