If you are tired of complicated apps and growing subscriptions, stick around because I am about to show you how to build a habit tracker with your familiar spreadsheet program. Bring your Excel ...

We use it for budgeting, data entry, and maybe the occasional pivot table. But what if I told you there's a whole other world ...

Consider my go-to money habit, for example: I take five minutes at the end of each day to record everything I bought. I simply open my Excel spreadsheet ... make sure I'm on track to stay within ...