For example, according to data from the FDIC, the average rate on a 12-month CD is 1.78% as of March 2025, while the same term from Navy Federal currently earns 4.00% APY. This credit union’s ...

When compared to the best CD rates, Navy Federal Credit Union Standard Certificates are a good but not exceptional offering. Navy Fed certificates pay more than the national average, but their ...

Learn more about Navy Federal Credit Union CD rates and fees here. *Axos ONE Savings and Checking Bundle: Earn 4.86% APY on your savings account balance and 0.51% APY on yoaur checking account ...

"Given short-term rates will likely stall, the most probable effect on CD rates this spring is they won't move much," says Robert Frick, corporate economist at Navy Federal Credit Union.

Read our full Navy Federal Credit Union Review. Interest compounds daily and is credited monthly. When your CD matures, you have a 21-day grace period, during which you can make changes to your ...

See reviews below to learn more or submit your own review. Navy Federal Credit Union is a not-for-profit financial institution that serves members of the military, veterans and their families.