On 28 June 2023, the European Commission (EC) published its proposals for both a revised Payment Services Directive (PSD3) and a new accompanying Payment Services Regulation (EU PSR). This package of ...

Digital Payments Boom and New Fraud Threats: The EU’s retail payments market has grown massively, electronic payments in the EU reached €240 trillion in value in 2021 (up from €184 trillion in 2017).

How has PSD2 affected the market, and will PSD3 be the answer to major problems in the industry? The evolution of PSD2 should certainly be on the minds of those in the finance industry. In a recent ...

With Silicon Valley in the West and Shenzhen in the East having long dominated the tech scene, Europe’s leaders have been calling on the need for the EU to achieve technological sovereignty. This ...

In the short term, firms are likely to face dual authorisation and significant regulatory requirements. On 10 June 2025, the European Banking Authority (EBA) issued a No Action letter on the ...

PSD2 or the European Payment Services Directive 2, has been in force since 2016 but payment services providers had until 2018 to adhere to the rules. The EU directive requires providers to incorporate ...

The European Banking Authority (EBA) published its peer review on authorization of payment institutions and e-money institutions under the revised Payment Services Directive (PSD2). The review ...

Zerohash has proven itself to be a trailblazer after securing an Electronic Money Institution (EMI) license from the Dutch central bank. This makes the company the first to hold a MiCA authorization ...

Cryptocurrency platform Paybis has received two licences from Latvia’s central bank, including one for crypto-asset services ...

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