Mortgage Research Center. Rates averaged 5.41% for a 15-year financed mortgage and 6.06% for a 20-year financed mortgage.

The rate on a 30-year fixed refinance increased to 6.41% today, according to the Mortgage Research Center. The average rate ...

The average mortgage refinance rate on a 30-year mortgage is 6.95%, as of November 13, 2025, according to Zillow. The average ...

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.

If you meet the minimum requirements, refinancing a home equity loan may lower your interest rate and reduce your monthly payments. Some or all of the mortgage lenders featured on our site are ...

When you have equity in your home — meaning your outstanding home loan balance is less than the house’s value — you can take out loans against that equity. You have two options: refinancing your ...

Refinancing is the process of changing your home loan or mortgage to new terms, including the interest rate, the loan duration and the loan type. A home equity loan, often called a second mortgage, is ...

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Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home equity loan include prepayment penalties and closing costs.