If you're just looking for the cheapest car insurance company overall in 2025, the answer is simple: USAA. Its average annual premium is around $1,335, beating every competitor across almost all ...

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Insurify looked at cars from the 2004 through 2024 model years. It sampled premiums for drivers between 20 and 70 years old with clean driving records and credit scores of 600 or higher, and quoted ...