Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

FICO is bringing a real-time cash-flow data upgrade to its UltraFICO score through a partnership with the data aggregator Plaid. The credit score reporting company is releasing the upgrade as credit ...

Building on FICO's trailblazing work in cash flow scoring with the initial release of the UltraFICO® Score, this collaboration with Plaid—whose market-leading infrastructure enables ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why perfection doesn't actually matter.

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie Mac, which made a ...