CDs earning 4% APY provide guaranteed returns with FDIC insurance up to $250,000 — making them one of the safest investments available. A $10,000 CD at 4% APY earns $400 in one year, while a 5-year CD ...

If you're hoping to invest in a CD, now is a great time to find one. There are quite a few CDs offering rates above 5.00%. That's an extremely competitive yield, considering you're taking on very ...

Have trouble thinking long-term when it comes to investing? Try CDs. Feb. 18, 2010— -- Banks offer certificates of deposit with interest rates depending on how long you are willing to park your ...

Want the biggest possible returns? Here's a look at how much you could earn with one of today's top CDs -- and some other worthy options. Kelly is an editor for CNET Money covering banking. She has ...

If I were putting money into certificate of deposits (CDs) right now, I wouldn't wait. The Fed is expected to start cutting rates later this month, and once that happens, today's best CD yields will ...

Certificates of deposit (CDs) can be a smart, safe way to earn more on your savings, letting you lock up your money for a set period in exchange for a guaranteed return. But even though CDs are ...

If you’re considering opening a certificate of deposit (CD), you might first be thinking about why you want to open one. That, of course, depends on a variety of factors, such as where you’re opening ...

Interest earnings on a CD account of this size can be substantial (and they can be earned relatively quickly).

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Rajeev Dhir is a writer with 10+ years of experience as a journalist with a ...

A laddering strategy can offer low-risk, predictable returns that will help you keep up with — or beat — inflation, while protecting your money during volatile markets and helping you meet your near- ...