Learn about certificate of deposit (CD) types, how they work, and how they can fit into your savings goals. Browse Investopedia’s expert-written library for more.

IRA CDs give you the best of both individual retirement accounts and certificates of deposit. Here are the current best IRA CD rates offered by banks and credit unions.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate.

A no-penalty CD is a type of certificate of deposit that charges no fee for withdrawing money before the term expires. You usually must withdraw the full balance at once.

Citizens Bank offers certificates of deposit (CDs) ranging from one month to 10 years, but only two of these terms are available online: a five-month CD and a 10-month CD. The five-month CD earns ...

Generally, the best online banks offer higher deposit account rates than local banks. However, we also found that Berkshire Bank, which is local to Massachusetts, offers some generous CD rates.

Below, CNBC Select breaks down the best investment accounts for kids, not including savings vehicles like certificates of deposit (CDs) or high-yield savings accounts.

You can apply for a checking or savings account or CD in person at a local branch. Each account has a minimum opening deposit; most are $100. The student checking account only requires a $25 ...

Synchrony Bank has among the highest rates for certificates of deposit among online banks, and there’s no minimum opening deposit. The bank also offers two types of specialty CDs — no-penalty ...