Learn about certificate of deposit (CD) types, how they work, and how they can fit into your savings goals. Browse Investopedia’s expert-written library for more.

Explore the fixed-rate certificate of deposit – its purpose, workings, benefits, drawbacks, and strategies to optimize your investment returns.

Explore CD types, including Traditional and IRA CDs and learn key factors for smart investment decisions. Start optimizing ...

Certificates of deposit currently offer solid returns with guaranteed yields of up to 4.35% APY across various terms. These fixed rates stay locked until maturity, giving you predictable earnings ...

A callable certificate of deposit is a CD that can be redeemed early by the issuing bank at a predetermined price. Here's how they differ from traditional CDs.

How to List Certificates of Deposit on a Financial Statement. A financial statement has four components: balance sheet, income statement, cash flow statement and statement of shareholders' equity.

Today's certificates of deposit still deliver guaranteed returns of up to 4.35% APY, giving your money a reliable place to grow through the weekend and well into next year.

The lenders are on the hook to repay a record 4.2 trillion yuan ($583 billion) of negotiable certificates of deposit, which are short-term debt instruments, next month.

One of the most popular CDs is the one-year CD. In addition to a great APY, what else should you be looking for when considering saving in a 12-month CD?

IRA CDs give you the best of both individual retirement accounts and certificates of deposit. Here are the current best IRA CD rates offered by banks and credit unions.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate.

Pros of Using a Certificate of Deposit for Savings. CDs—like savings and money market accounts —typically include FDIC insurance ($250,000 per depositor, for each account ownership category ...