Dave Ramsey tells homeless, unemployed Ohio man with $14K debt there’s no point declaring bankruptcy. Here’s why

Toby called into The Ramsey Show from Ohio, laying his problems on the line. He’s homeless, unemployed and saddled with ...

Dave Ramsey tells homeless, unemployed Ohio man with $14K debt that there’s no point declaring bankruptcy. Why his money problems are just symptoms

Dave Ramsey tells homeless, unemployed Ohio man with $14K debt that there’s no point declaring bankruptcy. Why his money ...