If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

The credit card rejection rate has ticked up from 16.6% in early 2024 to a plateau of around 22.1%, per the New York Fed's SCE Credit Access Survey, and the application rate in February was 24.8% ...

Exchange Rate Savings: 81 percent of Americans don’t know that using a credit card gets them the best exchange rate when traveling abroad. Receipts in Local Currency: More than 4 in 5 Americans don’t ...

Turn on text and email alerts on your credit issuer’s app so you don’t miss a due date, or set up autopayments for your credit card and other bills to make sure you avoid late payments. 4 ...

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high in the fourth quarter of 2024. According to data from the Federal Reserve Bank of Philadelphia, 0.90% ...

They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals. See my tips and best picks on how to protect yourself from identity theft . 5.

Credit-card balances stand at an all-time high of $1.2 trillion, up more than 7 percent year-on-year, and the share of borrowers who are late on their payments has reached its highest point since ...

A new bipartisan bill introduced by Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna aims to cap credit card interest rates at 10%.

US-based pizza chain Marco's Pizza has entered a two-unit development agreement for its debut in the Philadelphia market. The expansion will be spearheaded by Jack Praizner, a pizza industry ...

Most of the major card issuers offer instant-use credit cards for some, but not all, of their credit cards. This is true for American Express, Capital One, Chase, Bank of America and U.S. Bank.

Collectively, Americans now owe a record $1.21 trillion on their credit cards, according to a new quarterly report on household debt from the Federal Reserve Bank of New York.