I'm now writing to you for advice a second time. I'm 51, still married, 25 years now, and still residing in Maryland. My whole financial world is upside down as my life has changed dramatically. The ...

There is tension in the house. When I say anything, I am immediately wrong - unless my daughter wants something, and then she's sickly sweet. OK, I have a small pension of $1,500, Social Security of ...