Let’s be real — having less-than-perfect credit can feel like a closed door when you need a loan. But don’t stress. Whether ...

iBusiness Funding (formerly Funding Circle) is an online lender that offers small-business loans up to $500,000. It also offers SBA (7a) loans up to $5 million.

You can get a lower mortgage rate by buying mortgage points, with each point costing 1% of the total loan amount. One mortgage point equals a 0.25% decrease in your mortgage rate.