In fact, your credit union may offer even better rates than your bank or the car dealership. Before you get a loan for a new car, it's worth your time to check out the deals your local credit ...

Even if you can't get a personal loan from a credit union, many offer payday alternative loans, or PALs, that let you borrow up to $2,000 at a capped interest rate. How Personal Loans Affect Your ...

In September 2024, the average credit union rate for a 36-month unsecured fixed-rate loan was 10.89%, compared to 11.94% at banks, according to the National Credit Union Administration.

However, credit union personal loans are also common, and they may come with better rates and terms, since credit unions are member-owned, not-for-profit institutions.

Credit unions generally offer better rates to a broader range of credit profiles than traditional ... Connexus Credit Union, Discover, ENT Credit Union, Fig Loans, First Tech Federal Credit ...

Maybe—credit unions may be a better choice if you’re already a member of a credit union. They’re also a good choice for anyone looking for low rates and fees and personalized customer service.