If you are tired of complicated apps and growing subscriptions, stick around because I am about to show you how to build a habit tracker with your familiar spreadsheet program. Bring your Excel ...

My habit tracker has grown over the years ... I'm not an expert in Excel or Google Sheets. You just have to do some research on how to get there. And a spreadsheet might not be the best thing ...

These gurus taught me that developing sound money habits was a vital first ... or out of my life I began by first tracking my expenses in a simple Excel spreadsheet. I diligently logged every ...