Refinancing your student loans can save you money in the long run, but it may not be a viable option for younger borrowers ...

Credit unions beat out retail banks when it comes to trust, convenience and resolving problems — and you may qualify for a ...

PenFed Credit Union offers fixed-rate student loan refinancing, which can be a good thing if you're worried that a variable rate might eventually land you an interest rate that feels astronomical.

A credit union student loan refinance lender may be right for you if you prefer credit unions over banks, or if it offers you the best deal. Last updated on May 5, 2025.

Student loan payment delinquencies are appearing on credit reports for the first time in more than 3 years, affecting credit ...

All types, there are credit unions, banks, online lenders and marketplaces like Bankrate as well as state guaranteed and state funded agencies that offer student loan refinancing.

Pros. No origination fees to refinance; 0.25% autopay discount already applied; Soft credit pull when you prequalify; No prepayment penalties; Protections include: Financial hardship (such as job ...

Our survey of more than 19 banks, credit unions and online lenders offering student loans and student loan refinancing includes the top 10 lenders by market share and top 10 lenders by online ...

Loan terms: 5, 10 and 15 years Loan amounts available: $1,500 to $45,000 per year ($150,000 aggregate per borrower). Eligibility: Applicants must show a minimum income of $40,000 per year and a ...

From canceling old cards to cosigning for loved ones, these surprising missteps can quietly hurt your score. Learn what ...