If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

These debt relief companies could help you slash your debt, but there are a few things to know before signing up.

Unsecured debt, or any debt that isn’t backed by collateral, is a common option for many borrowers. Lenders usually charge ...

J. Eric Guth of Much Shelist, PC discusses using an "excluded assets" proviso with a blanket lien in corporate lending, which ...

Overwhelmed by bills? These powerful tactics can help you regain control, lower your debt, and rebuild your financial footing ...

With bankruptcy, the amount of debt that you repay is set by law and not up for negotiation. You must disclose all of your ...

Carrying debt isn't always bad, but if you can't afford your monthly payments, there are several ways you can address that problem.

One key distinction is whether your loan is secured or unsecured. In the case of student loans -both federal and private-the answer is almost always the same: they are unsecured debts.

Secured loans generally have lower interest rates than unsecured debt, but there’s a higher risk of asset loss if you can’t keep up with payments. » MORE: Good debt vs. bad debt.

More millennials are entering debt consolidation, new data suggest, a worrisome trend for a generation that has fared comparatively well with its finances in recent years.. Millennials, born ...

Secured debt uses an asset as collateral to secure the loan, while unsecured debt doesn’t require any collateral. If a borrower fails to repay the loan as agreed, the lender can seize the ...