Bankruptcy doesn't disappear from your financial record when the bankruptcy process is complete, even once your debts are ...

You might be able to negotiate debt settlement with your lender, either by yourself or with the help of a credit counselor or ...

When you've completed a Chapter 13 bankruptcy repayment plan and earned a discharge, the hope is that your financial troubles are behind you. Life doesn't always unfold that neatly, though, especially ...

Understanding how Chapter 13 repayment works can help you decide if this debt relief option fits your situation.

I need some advice and, please, no judgment. I racked up credit-card debt when I could not work for two years. I’ve been working now for about five years, but it seems like I just can’t get ahead of ...

Debt settlement and bankruptcy are drastic solutions for serious financial problems. Most consumers who qualify for Chapter 7 are better off choosing bankruptcy. Debt settlement can be a better option ...

Achieve reports that filing Chapter 7 bankruptcy without funds is possible through fee waivers, legal aid, and DIY options.

Americans are in a tough spot right now when it comes to debt. According to the latest Household Debt and Credit Report, the total household debt hit $18.2 trillion in Q1 2025, and credit card ...

'I don't have time to work a second job. I am on call, and I also do not have child care.' Dear Quentin, I need some advice and, please, no judgment. I racked up credit-card debt when I could not work ...