If you’re looking to simplify your student loans through lower interest rates and better repayment terms, consider refinancing with a credit union offer. Some credit unions offer added perks ...

First Tech Federal Credit Union offers refinancing for both private and federal student loans ranging from $5,000 to $500,000. Keep in mind that the exact loan limits will depend on the type of ...

A credit union student loan refinance lender may be right for you if you prefer credit unions over banks, or if it offers you the best deal. Last updated on May 5, 2025.

The credit union’s Any Purpose Signature Loan can be used to refinance student loans. There’s no collateral required to qualify for these loans and up to $40,000 can be borrowed, based on the ...

PenFed Credit Union offers fixed-rate student loan refinancing, which can be a good thing if you're worried that a variable rate might eventually land you an interest rate that feels astronomical.

Refinancing your student loans might sound like a good idea if you’re trying to lower your interest rate and monthly payments. However, refinancing requires a hard credit check, and you may not ...

If you're interested in student loan refinancing, you'll generally need a minimum credit score of 670 or higher, according to Experian, one of three major credit reporting agencies.

Student loan refinancing is the process of paying off one or more of your current student loans with a single new loan from a private lender — such as a bank, credit union or online lender.

Refinancing your student loans can save you money in the long run, but it may not be a viable option for younger borrowers ...

Borrowers who want to refinance student loans will likely need good or excellent credit to qualify. According to Experian, one of the three main credit bureaus, 670 is generally the base credit ...

If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high 600s.