Learn about the Federal Direct Loan Program and its benefits for funding your education.

Jun 5, 2025 · This volume of the Federal Student Aid Handbook provides information to assist schools in determining student and parent eligibility for Direct Loans, counseling student borrowers, and …

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Dec 10, 2025 · Discover the Federal Direct Loan Program, including subsidized and unsubsidized loans, PLUS loans, benefits like low-interest rates, and potential drawbacks to consider.

Sep 12, 2023 · A Federal Direct Loan is a student loan made directly by the U.S. Department of Education.

Feb 5, 2026 · Explore federal Direct Loans in 2026, including types, eligibility, interest rates and repayment options to finance your education wisely.

Dec 13, 2025 · Direct Loans are federal student loans made directly by the U.S. Department of Education to students or parents. The loans help families cover the cost of higher education.

Following the passage of the Health Care and Education Reconciliation Act of 2010, the Federal Direct Loan Program is the sole government-backed loan program in the United States.

What are Direct Loans? A direct loan is a loan made directly from a lender to a borrower. Direct loans differ from brokered loans, where a 3rd party connects the lender and borrower.