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➡️Most buyers are told to “budget for closing costs.” But no one really explains what’s inside that number-and it’s not just one line item. Here are 6 fees that show up at closing-and what they actually mean: ✅Lender Origination Fee This is what your lender charges to process the loan. It’s usually 0.5% to 1% of your loan amount-and it’s 100% negotiable. Yes, negotiable. Always ask if it can be reduced or restructured to improve your rate. ✅Appraisal Fee Before a lender gives you a loan, they ne
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