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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ Hard inquiries, also known as hard pulls, occur when a lender or creditor reviews your credit report as part of a credit application. These inquiries can have a negative impact on your credit score, as they indicate to lenders that you are applying for credit and may be increasing your debt.To minimize the impact of hard inquiries on your credit score, it is important to only apply for credit when necessary and to space out credit applications over time.
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